Product Manager 2022-Present
Taniv currently manages after bKash’s Student Account Onboarding.
Product Manager 2017-2022
During this timespan, Taniv has worked for sheba.xyz, sBondhu, sBusiness.xyz and sManager.xyz products.
Founder Mar 2017 – Nov 2020
Taniv learned a lot while helping other small startups. Taniv did consultancy regarding developments, SEO, Investments, and other necessary stuff for small startups.
Country Ambassador Apr 2017 – Mar 2019
Aiman visited Taniv at Dhaka and onboarded Taniv as Ambassador for Eleva8or. Taniv served some clients through Eleve8or.
Hello, I'm Taniv Ashraf
The Product Manager Who Builds AI Agents to Solve Real Business Problems
1M+
Users Managed
1M+
User Acquisition
1M+
Verifications Processed
3x
Business Growth
My Professional Journey
Current Role: bKash Limited
As Product Manager at Bangladesh's first unicorn company, I lead the bKash Student Account initiative, driving 300K+ user acquisition and contributing to 30% year-over-year growth. I also manage identity products that process over 80 million annual verifications.
Previous: Sheba Platform
Led Bangladesh's top MSME SaaS platform serving 1M+ registered businesses, achieving 3x growth in active users while reducing onboarding time by 40% through digital transformation.
What Makes Me Different
- ✨ I don't just manage products—I build them
- 🤖 Published AI researcher with live applications
- 💰 Cost optimization expert (enterprise solutions at minimal cost)
- 🌍 Global perspective through solo travel
AI Research & Innovation
I'm pioneering cost-effective AI solutions that solve real business problems. My research bridges the gap between academic AI and practical business applications.
🛡️ bKash Scam Detection
AI agent that protects FinTech brand integrity by identifying fraudulent websites using bKash branding.
👁️ 24/7 Competitor Analysis
Automated system monitoring competitor websites for strategic intelligence and market changes.
🔒 Private ChatGPT Alternative
100% offline, privacy-focused AI assistant running on laptop hardware—no data sent to external servers.
📚 Published Research:
arXiv: "A Serverless Architecture for Real-Time Stock Analysis using Large Language Models" | Figshare: "The Architect-Executor Model" | Zenodo: "LLM-Generated Stock Sentiment Analysis"
Beyond Work: The Solo Traveller
🌍 Life Goal
Full-time Traveller by 2040
Building location-independent income through AI innovation
Travel Philosophy
For me, travel isn't just a hobby—it's the ultimate calling. As a solo traveller, I explore diverse cultures and gain global perspectives that shape my approach to product development and innovation.
Cultural Adaptability: My solo travel experiences have taught me to understand different user behaviors, market needs, and business cultures—invaluable skills in today's global tech landscape.
Skills & Expertise
🎯 Product Management
- • User Research & UX Design
- • Agile Development
- • KYC/Identity Solutions
- • FinTech & MSME SaaS
- • Cross-functional Leadership
🤖 AI & Research
- • Large Language Models
- • Multi-Agent Systems
- • Cost Optimization
- • Academic Publishing
- • Competitive Intelligence
💻 Technical (Vibe Coding)
- • Full-Stack Development
- • Python, JavaScript, TypeScript
- • Next.js, React, Node.js
- • Serverless Architecture
- • Vercel, GitHub
Education & Certifications
🎓 Education
Bachelor in Computer Science & Engineering
United International University (2016-2020)
Dhaka, Bangladesh
📜 Certifications
- • CSPO - Scrum Alliance
- • Digital Product Management - Specialization - UVA/Coursera
- • Agile Development - Specialization - UVA/Coursera
Let's Connect & Collaborate
Whether you're interested in product innovation, AI research, or just want to chat about travel and technology—I'd love to hear from you!
"Building intelligent systems that reduce costs, increase efficiency, and solve real-world problems through innovative AI agent development."